AI-Powered COI Tracking That Actually Works
Stop chasing vendors for insurance certificates. Our AI verifies coverage instantly, tracks expirations automatically, and ensures every vendor meets your requirements.
Vendor Compliance Dashboard
Compliance Status
Expiring This Month
From Invite to Compliant in Minutes
A frictionless workflow that vendors actually complete
Invite Vendor
Send a magic link invitation. No vendor accounts or passwords required.
Vendor Uploads COI
Vendor clicks link, uploads their certificate of insurance in seconds.
AI Verifies Coverage
AI extracts all fields and validates against your compliance requirements.
Auto-Notify & Track
Compliant vendors are approved. Gaps trigger guided remediation emails.
Everything You Need for Vendor Compliance
Six powerful capabilities that eliminate the chaos of COI management
AI-Powered COI Verification
Upload a certificate and our AI instantly extracts coverage limits, policy dates, endorsements, and carrier info. No more manual data entry or missed details.
Automated Compliance Rules
Define your insurance requirements once—General Liability, Auto, Workers Comp, Additional Insured endorsements. Every COI is automatically validated against your standards.
Expiration Tracking & Alerts
Never chase expired certificates again. Automated reminders notify vendors 30 and 7 days before expiration—and alert your team if renewals don't arrive.
Magic Link Vendor Portal
Vendors upload documents via secure magic links—no accounts, no passwords, no friction. Guided forms ensure they provide exactly what you need.
Gap Resolution Guidance
When coverage falls short, vendors receive detailed instructions—exact requirements, sample scripts for their insurance agent, and a direct upload link.
Complete Audit Trail
Every document upload, compliance check, and status change is logged. Full visibility for audits, due diligence, and risk management.
Why Teams Choose Banner for Vendor Compliance
Eliminate Manual COI Review
AI reads certificates in seconds, extracting every field and flagging gaps automatically. Your team focuses on exceptions, not data entry.
Reduce Compliance Risk
Ensure every vendor meets your insurance requirements before they step on-site. Protect your properties with verified, up-to-date coverage.
Faster Vendor Onboarding
Magic links and guided forms get vendors compliant in minutes, not days. No back-and-forth emails hunting for missing documents.
Zero Expired Certificates
Automated tracking and reminders ensure coverage never lapses. You'll know about expirations before they happen.
AI COI Verification
Processing Stats
Recent Activity
The Old Way vs. The Banner Way
Without Banner
- Manually review every COI page by page
- Chase vendors with endless email threads
- Spreadsheets to track expiration dates
- Discover expired coverage after incidents
- Hours spent on data entry and follow-ups
With Banner
- AI extracts and validates COIs instantly
- Magic links—vendors upload in one click
- Automated expiration tracking and alerts
- Real-time compliance dashboard
- Focus on exceptions, not paperwork
Coverage Types We Verify
Comprehensive COI validation for all your vendor relationships
General Liability
Verify occurrence and aggregate limits meet your minimums ($1M+ standard)
Auto Liability
Confirm combined single limit coverage for vendor vehicles on your properties
Workers Compensation
Ensure statutory coverage protects you from workplace injury claims
Umbrella / Excess
Track additional coverage layers for high-risk vendor activities
Additional Insured
Verify your organization is named on the vendor's policy
Waiver of Subrogation
Confirm vendors waive rights to recover claims from you
We used to have a full-time person just managing COI compliance. Banner's AI handles it automatically now—we went from days of back-and-forth to same-day vendor approvals.
Ready to Automate Vendor Compliance?
See how Banner's AI-powered COI tracking can eliminate manual reviews and ensure every vendor is covered.